Legal

Thank you for visiting our Legal Page. It's not one of the more fun or interesting pages at our site, but there is some important information here, and we provide this information for your benefit and so you are fully aware of how we serve you.

While we try our best to create products and services that make your heart sing, life in general necessarily limits what we can do. Please read this page before using this website, making a purchase here, or relying on the content published here. For information about your privacy, please visit our Privacy Page. If you make a purchase from IBN, we will assume that you have read and understand the information on this page and on our Privacy Page.

Earnings Disclaimer

Each individual’s success depends on his or her desire, dedication, motivation, personality, background, and personal follow through, as well as on circumstances beyond anyone's control. Entrepreneurship includes risk, and there is no guarantee that by using IBN's services, you will duplicate any of the results stated here. You understand and agree that all business endeavors have inherent risks — financial and otherwise. You assume those risks.

Federal Trade Commission Required Affiliate Notice

In accordance with the Federal Trade Commission’s Guides Concerning the Use of Endorsements and Testimonials in Advertising, here are our disclosure policies.

1. We often blog about members of IBN. Our members pay annual dues to enjoy the benefits of the trade organization. We also blog about some of the companies that sponsor IBN's work to support and advocate for small businesses in general. We often blog, Tweet and FaceBook items of interest about these companies.

2. If a product or service we blog about was given to us or we purchased it at a discount, or it is offered as a free or reduced price prize for my blog readers, we will disclose that in the post.

3. Our founder and CEO, Donna Maria Coles Johnson, is the host and producer of Indie Business Podcast. Her author guests provide her with one or more copies of their books so she can review them in preparation for the podcast. From time to time, they send her more than one copy and we sometimes give extra copies away as prizes to our blog readers.

4. Companies that are a unique fit for IBN's audience of small and independent artisinal entrepreneurs sometimes provide promotional consideration in exchange for the ability to display their branded logos and messages at our site. These graphics and links, are clearly marked as “Sponsors.”

Limitation Of Liability

Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any advice, goods or services you receive from us, or a guest speaker or author on our website or at one of our events.

Link Information

We try to only link to other reputable websites that do not engage in improper business practices, and when you are on our website you may have the opportunity to visit, or “click-through” to other websites, blogs, or other electronic media not operated by IBN. These sites may collect personal information about you or be a security risk. IBN does not control websites that are operated by other entities and is not responsible for their practices.

Disclaimer Notice Changes

IBN reserves the right to change or update this disclaimer notice, or any other of our policies or practices, at any time without notice. Any changes or updates will be effective immediately upon posting to this website. Under certain circumstances, we may also elect to notify you of changes or updates to our disclaimer notice by additional means, such as posting a notice on the front page of our website to sending you an e-mail. We encourage you to review this disclaimer notice often for changes.